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Gmac has been offering auto financing since 1919. For those who cannot afford to pay for their car purchase in full, Gmac can finance the purchase for you. You simply make a downpayment by either cash or auto trade-in. Then pay the balance, plus financing costs, over an agreed-upon number of months.
Gmac has also the SmartBuy option, another affordable way
to buy your Gmac auto vehicle. SmartBuy is like a lease because monthly payments
can be considerably lower than the traditional auto vehicle financing. However
with Gmac SmartBuy plan, you own the vehicle. At the end of thelease
period, you may purchase the vehicle by a balloon payment or simply
returning the vehicle and paying a disposal fees if applicable.
Gmac also provides convenient and flexible gmac
insurance for all your personal auto insurance needs.
Gmac has the "SmartLease" plan and "SmartLease Plus" plan.
The monthly payment on the Smart Lease and Smart Lease Plus plans can
be considerably lower than the traditional auto financing plan for the same term.
This is because the payments cover only the portion of the vehicle you expect
to use during the lease term plus a rent charge, taxes and fees. At the end of
the vehicle lease, you may purchase the vehicle or return it.
There are many major on-line auto financing companies (check them out) such as:
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